TRANSLATE
Listen

NILS - No Interest Loan Scheme

SERVICES

MDSI NILS provides interest-free loans up to $1500 for individuals and families living on limited incomes. Loans are safe, affordable and completely free of interest and fees.
 
NILS can be used for a variety of essential goods and services such as electrical appliances, furniture, medical expenses, car repairs and Green Slips.

Repayments are made through Centrepay or direct deposit over a 12 -1 8 month period.

To qualify you must:

* Receive a regular fortnightly Centrelink or Dept. of  Veterans’ Affairs benefit or be on a low income.

* Have lived at your current address for a minimum of 3 months (some exceptions apply).

* Show a willingness and capacity to repay a loan.

* Be able to provide all of the necessary documents.

Please note loans are not available for items such as cars, cash advances, second hand goods, rent, utilities, arrears, living expense or debt payment/consolidation.

Eligibility criteria applies and all applications and loan amounts are assessed on an individual basis.

CALENDAR OF EVENTS
Saturday
14
Dec 2019

Macarthur Heights Community

End of Year Event 2019

3:00pm to 6:00pm
Mainridge Park, Cnr Milky Way & Un

Tuesday
17
Dec 2019

Volunteers End of Year Celebration

In celebration of the amazing work you do lets come together for some end of year fun & lunch by the sea.

8:00am to 3:00pm
Stuart Park, Wollongong

Wednesday
18
Dec 2019

MDSI Youth

Tutoring & Homework Help at Campbelltown

4:30pm to 5:30pm
MDSI Activity Room, Ground Floor (

SEE ALL UPCOMING EVENTS
DONATE
HELP SUPPORT
YOUR COMMUNITY