TRANSLATE
Listen

NILS - No Interest Loan Scheme

SERVICES

MDSI NILS provides interest-free loans up to $1500 for individuals and families living on limited incomes. Loans are safe, affordable and completely free of interest and fees.
 
NILS can be used for a variety of essential goods and services such as electrical appliances, furniture, medical expenses, car repairs and Green Slips.

Repayments are made through Centrepay or direct deposit over a 12 -1 8 month period.

To qualify you must:

* Receive a regular fortnightly Centrelink or Dept. of  Veterans’ Affairs benefit or be on a low income.

* Have lived at your current address for a minimum of 3 months (some exceptions apply).

* Show a willingness and capacity to repay a loan.

* Be able to provide all of the necessary documents.

Please note loans are not available for items such as cars, cash advances, second hand goods, rent, utilities, arrears, living expense or debt payment/consolidation.

Eligibility criteria applies and all applications and loan amounts are assessed on an individual basis.

CALENDAR OF EVENTS
Wednesday
19
Dec 2018

THE STAPLES BAG POP UP SHOP

now available at MDSI

1:00pm to 2:30pm
MDSI Activity Centre (Blue House),

SEE ALL UPCOMING EVENTS
DONATE
HELP SUPPORT
YOUR COMMUNITY