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NILS - No Interest Loan Scheme

SERVICES

MDSI NILS provides interest-free loans up to $1500 for individuals and families living on limited incomes. Loans are safe, affordable and completely free of interest and fees.
 
NILS can be used for a variety of essential goods and services such as electrical appliances, furniture, medical expenses, car repairs and Green Slips.

Repayments are made through Centrepay or direct deposit over a 12 -1 8 month period.

To qualify you must:

* Receive a regular fortnightly Centrelink or Dept. of  Veterans’ Affairs benefit or be on a low income.

* Have lived at your current address for a minimum of 3 months (some exceptions apply).

* Show a willingness and capacity to repay a loan.

* Be able to provide all of the necessary documents.

Please note loans are not available for items such as cars, cash advances, second hand goods, rent, utilities, arrears, living expense or debt payment/consolidation.

Eligibility criteria applies and all applications and loan amounts are assessed on an individual basis.

CALENDAR OF EVENTS
Tuesday
26
Feb 2019

THE STAPLES BAG POP UP SHOP

now available at MDSI

1:00pm to 2:30pm
MDSI Activity Centre (Blue House),

Tuesday
5
Mar 2019

HARMONY PANCAKE DAY

Celebrating Cultural Diversity

10:00am to 12:00pm
127 Dumaresq Street (The Blue Hous

Tuesday
5
Mar 2019

TUNING INTO KIDS & TEENS

A six session parenting program for parents of children aged 5 -17

10:00am to 12:30pm
Billabong Community Centre, 1 Moun

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